Sustainable Housing: SUMAC and the Benefits of Financial Entities for Green Projects

Sustainable housing is gaining ground globally, and financial entities are playing a key role by offering preferential financing for green projects. At SUMAC we accompany developers and homeowners in obtaining sustainability certifications that unlock access to these financial benefits.

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Green Financing for Sustainable Housing

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Many banks and financial institutions in Latin America now offer green mortgages and preferential credit lines for properties that obtain sustainability certifications such as LEED, EDGE, or CASA. These financial products offer significant benefits:

• Lower interest rates: typically 0.5-1.5 percentage points below conventional mortgages.
• Higher loan amounts: some entities finance up to 90% of the property value for certified buildings.
• Longer terms: more flexible payment conditions aligned with the expected savings from lower operating costs.

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Certifications That Unlock Green Financing

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• LEED: the most internationally recognized certification, accepted by most financial institutions.
• EDGE: developed by IFC (World Bank Group), specifically designed to facilitate access to green financing in emerging markets.
• CASA: EDGE-based certification specifically designed for social housing projects in Latin America.

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SUMAC's Role

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At SUMAC we have extensive experience certifying residential projects of all types and scales, from individual homes to multi-family complexes. We accompany developers and homeowners throughout the entire certification process, ensuring compliance with requirements and maximizing financial and environmental benefits. Contact SUMAC and discover how to finance your sustainable housing project!